Salon Pay buy now pay later terms

      • You will pay for your purchase in 4 equal payments.
      • You will pay the first payment upfront, and the remaining 3 payments will be due every fortnight from the date of the first payment.
      • You can pay your payments before the due dates, otherwise we will automatically take payments from your nominated debit or credit card on the due dates.
      • If an automatic payment fails on the due date, we will charge you a late fee of $5. You can be charged up to 4 late fees which total $20.
      • If an automatic payment fails, we will attempt to take that payment 4 days later. If that second payment attempt fails, we will add the payment due, including any late fees, to the next scheduled payment.
      • Be an individual who is at least 18 years old;
      • Be capable of entering into a legally binding contract;
      • Have a valid email address and phone number;
      • Have a valid debit or credit card; and
      • Pay a 25% deposit, unless you qualify to have this deposit waived.

Your Account will be administered by our third party administrator. If you enter into payment plans with other merchants using the same administrator, your Accounts will be managed so that all your payment plans can be viewed and accessed in the one Account. In opening an Account and entering into a Payment Plan, you agree to: Provide accurate and complete information about yourself as prompted by our website;

      • Maintain and promptly update such information to keep it accurate and complete;
      • Not allow others to access your payment plan online; or give anyone else your account login information; and
      • Fully cooperate with us in investigating any improper access online to your Payment Plan.

If you provide any inaccurate or incomplete information, or we have reasonable grounds to suspect that this is the case, we have the right to suspend or terminate your Account and refuse future use of Payment Plans. We may decline to open your Account or enter into a Payment Plan if you are not approved by us. Examples of when this could happen are:

      • We are not able to identify you to our satisfaction.
      • The deposit is declined;
      • You have outstanding payments or late payment fees(s) due on any payment plan, attached to your Account, or we suspect or are aware that you have breached or violated your agreement under another payment plan attached to your Account;
      • We are not satisfied with your ability to make payments; or
      • We reasonably consider it necessary to limit the risk of money laundering or terrorism financing, fraud or any other breach of law.

You are responsible for maintaining and protecting the confidentiality of your login details, which consists of your e-mail address and password. We are not responsible for any unauthorised access and use of your Account unless we have failed to take reasonable steps to prevent such access or use.

      • We may, in our absolute discretion, engage a third party payment processing service to process the payments;
      • Your financial institution may, in its absolute discretion, at any time by notice in writing to you, terminate the payment arrangement as to future payment;
      • You authorise us to provide the payment provider with your personal information (including the account details you have provided us, or any payment authority you complete and sign) for the purposes of processing the payments;
      • We will provide you with the payment provider’s service agreement, and by electing to pay by direct debit or credit card, you consent to that service agreement;
      • We will notify you in writing if we engage a new payment provider, and we will provide you with the new provider’s service agreement at the time we notify you;
      • You may cancel your arrangement with the new payment provider upon being notified of the change, but you must make alternative payment arrangements with us to effect payment, as agreed in writing by us; and
      • If at any time you believe that a direct debit (or credit) against your nominated account (or credit card) is inappropriate or incorrect it is your responsibility to notify us as soon as possible.

Late payments If you fail to make any payment in relation to a Payment Plan, you must pay us a $5 late payment fee for each late payment. The late payment fee will be applied the day the payment failed. We will attempt to take any failed payments on the day that is 4 days after the date they were due if still unpaid. If you fail to make a payment for a third time, we may at our discretion terminate your Account. You consent to us notifying the third administrator, and this may affect your ability to enter into payment plans with other merchants. We will also ban you from using Payment Plans with us in the future. We will deduct any late payment fees payable from your nominated payment method. Where we terminate your Payment Plan, the full outstanding amount will immediately be due and payable. We do not charge you any interest, establishment fees, monthly account keeping fees or any other fees for entering into a Payment Plan. We may waive any late fee at our discretion.

      • We reasonably suspect or aware that you have breached or violated this agreement or other incorporated agreements or guidelines or we reasonably consider Account activity to be suspicious;
      • Requests by law enforcement or other government agencies;
      • Discontinuance or material modification to our Payment Plan (or any part thereof);
      • Unexpected technical or security issues or problems; and
      • Extended periods of inactivity.

Termination of your agreement includes:

      • Terminating all current Payment Plans and requiring immediate payment of all outstanding amounts; and
      • Barring further use of a Payment Plan.

Further, you agree that all terminations for cause shall be made in our sole discretion and that we shall not be liable to you or any third-party for any termination of your Account, any associated email address, or access to our Payment Plan.

      • Your use of the Payment Plan is at your sole risk. The Payment Plan is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability and non-infringement, except we do not disclaim liability to the extent it is caused by our negligent or wrongful act or omission
      • No advice or information, whether oral or written, obtained by you from us or through or from the Payment Plan shall create any warranty not expressly stated in this terms of use.
      • We make no warranty that:
  1. The Payment Plan will meet your requirements;      
  2. The Payment Plan will be uninterrupted, timely, secure, or error-free; and
  3. Any errors in the Payment Plan will be corrected.